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My reviews offer my personal opinion and are based on my own experience and research. It is my intention to explain companies and their products or services – so, you can make an informed decision on which ones suit your needs best. I am not a formal representative of companies that produce these products or services. I never recommend poor quality products or create false reviews to make sales.

I am also not a financial advisor. I share my personal knowledge and experience in managing personal and family finances, but I do not give professional or legal advice. If you contact me with a financial question, I will connect you with the properly certified professionals.